financial assistance extended to qualified clients for agricultural purposes. This may include working capital to buy seeds, fertilizer and to pay for labor of farm workers.
Farmers who grow major crops are eligible to take loans under this category. Branch conducts a study in the operational area to understand the major crops grown and its seasonality. Based the seasonality Branch estimates how much investment required by farmers for various crops to invest in agricultural inputs (e.g. chemicals, fertilizers, seeds, labor charges etc.) and at what time. Wheat, Grapes, Almonds, Pomegranate, Vegetables are major crops for which BRANCH provide loans.
These types of enterprises are normally community and home-based. Poultry or chicken raising either as broilers (meat) or layers (eggs), livestock rising such as cows, buffaloes, sheep, etc.
Agriculture based enterprises
Rice mills and other root crop processing are some of the examples of businesses under this category.
These types of enterprises are normally tractors, rice mills and other crop processing related machinery.